Why choose a Luminus Business ISA?

Luminus Financial has consistently offered one of the highest Investment Savings Account rates in the industry, and we don’t plan on changing that anytime soon.

By saving with us, your organization will consistently earn more.

Benefits

• An Investment Savings Account gives you the benefit of earning higher interest on your business deposits with the flexibility of being able to withdraw funds at any time! That's what we call a friendly, flexible, financial fit.  
• A consistently high rate
• No monthly fees

Are deposits insured with Luminus Financial?

For registered products including, LIRA, LIF, RRSP, RRIF, RESP and TFSA:

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). At Luminus Financial Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits in all registered accounts with Ontario Credit Unions have unlimited deposit insurance coverage through the Financial Services Regulatory Authority (FSRA).

For other eligible deposits:

Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). At Luminus Financial Credit Union, eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) with Ontario Credit Unions are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

For more information about deposit insurance, view the FSRA Deposit Insurance Brochure.