A vacation in Europe. Weddings and special events. A boat or recreational vehicle. Landscaping and outdoor living renovations. That rare buying opportunity. Summertime is often a buying time, and a MeritLine Home Equity Line of Credit makes buying easier and less costly. With a MeritLine Home Equity Line of Credit, you can use your home equity to establish access to cash you can use, pay back, and use again as often as you wish. It’s convenient because you only need to apply once, and it’s always there when you need it.

There’s no need to suffer from a summer credit hangover this fall – that time of the year when your credit card statements come in with charges that certainly have added up! A MeritLine Home Equity Line of Credit can save you hundreds of dollars in high interest charges, because you can use it instead of using your credit card. Still want to earn travel points and other bonuses? Simply make the purchase on your card, then immediately use your MeritLine Home Equity Line of Credit to pay off the credit card in full.