2022 Annual General Meeting

We’re excited to invite you to the 2022 Annual General Meeting of Luminus Member-Owners and employees! Join us virtually on April 7th, 2022 at 5:30PM. With last year’s virtual AGM such a success, we look forward to seeing you at our next online meeting!



Click here to view the 2021 Annual Report.

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• Official Annual General Meeting Notice
• Bylaw Ammendments
• How do I connect to view the AGM? 
• How do I ask a question during the AGM?
• How will my votes be recorded?
• What kind of computer or browser do I need to participate?

Official Notice of Annual General Meeting

Attention All Members:

Please note our virtual Annual General Meeting will be held on Thursday, April 7, 2022.

The virtual Annual General Meeting will be held through an Online Web Platform.

The virtual Annual General Meeting will begin at 5:30 p.m.

The purpose of the meeting is:

1. To receive the report of the Board of Directors, the Audit Committee, the Financial Statements and the Auditor’s Report. Copies will be sent to you electronically once you register for the meeting, and will be available at the offices of Luminus Financial ten (10) days prior to the meeting.
2. To appoint Tinkham and Associates LLP as the auditor for the current year and to authorize the Board of Directors to fix the remuneration of such auditor.
3. As special business, to consider amendments to the Credit Union’s by-law to:
   1. make various housekeeping amendments;
   2. extend the director term limit to 8 3-year terms, and align other director qualifications with those already specified in the Credit Union’s nomination package;
   3. Clarify the process for allocating terms where directors are acclaimed but there is a need to determine which of them receive a term of less than 3 years;
   4. to align the by-laws with the Credit Union’s practice of appointing not just the Chair, but the Vice Chair and Corporate Secretary as well, annually; and
   5. Permit the nominating committee to endorse Board candidates after an open, fair and transparent process to determine which candidates will be so endorsed.

The full text of these amendments will be available by March 15, 2022. All members with a valid email address will receive a notice of the AGM, and details on where to read the full text of these amendments on our website at www.luminusfinancial.com. As well, all members with a valid email address will receive a unique email from Simply Voting, which will be handling the voting on these by-law amendments. This unique email will allow the members to vote on these by-law amendments between Monday, March 21, 2022 at 9:00 am and Friday, March 25, 2022 at 5:00 pm. The email will contain full voting instructions. 

1. To transact such other business as may properly come before the meeting

Please note there will be no election of directors this year, there being only the number of nominees required to fill all vacancies. All candidates are therefore acclaimed as directors.

For each member that registers for the AGM, we will put you in a draw for ONE (1) of FIVE (5) $100 SkipTheDishes Gift Cards. The winners will be revealed during the AGM. Please note: Our Branches, Call Centre and Corporate Office will close at 4 p.m. the day of the meeting in order to prepare for the AGM

Bylaw Ammendments

Click here to download and view a coy of the 2022 Bylaw Ammendments

How do I connect to view the AGM?

To connect to this year’s AGM, just ask Lumi! Lumi is our new AI chatbot, and will make registration a breeze. Simply click on the chatbot icon at the bottom right of your screen and type your questions. This could include "Tell me about the 2022 AGM," or  "I want to register for the Annual General Meeting." Lumi will handle the rest!

If you have any trouble or cannot complete your registration online, call one of our Member-Owner service representatives at 416.366.5534 (toll-free at 1.877.782.7639).

• We will verify each registrant's membership before the meeting.
• All verified members will be sent an email invitation to the virtual AGM a few days prior to the event.
• Those not eligible to participate as members are welcome to attend as guests. Please note that guests will not have the ability to vote or ask questions.
• All attendees will be emailed a copy of the Luminus Annual Report for 2021.

How do I ask a question during the AGM?

• All participants will be muted by default when entering the session.
• Press the Chat button in the lower menu and type your question.
• Press the enter/return key to submit your question.
• All questions will be recorded and provided to the meeting moderator.

How will my votes be recorded?

• During the AGM, eligible members (as determined when registering) will be asked to vote on several items, including approval of the agenda, approving reports presented, and the appointment of auditors.
• You will be prompted on-screen when it is time to vote and voting instructions will be provided at that time.
• Your responses will be recorded, and the totals will be provided to the meeting moderator.

What kind of computer or browser do I need to participate in the AGM?

Virtually any computer, tablet, or mobile phone with an internet browser and a good connection to the internet can be used to participate in the AGM. Most versions of browsers (e.g. Google Chrome, Apple Safari, Mozilla Firefox) will work.

If you do not have your email address registered with us, please connect with one of our representatives at inquiries@luminusfinancial.com or by calling 416.366.5534 or 1.877.782.7639.