Credit Cards

Discover the Perfect Credit Card for Your Needs

From travel and cash rewards to purchase protection and premium travel services. We have the card for you!


Personal Credit Cards

Elevate your spending power and enjoy a world of exclusive benefits tailored to your lifestyle. With competitive interest rates, enhanced security features, and a seamless application process, our Visa Credit Cards are designed to empower you on your financial journey. Whether you're looking to make everyday purchases, plan your dream vacation, or build your credit history, Luminus Financial has you covered.

See Personal Credit Cards

Business Credit Cards

Our Business Visa Credit Cards offer a suite of features designed to elevate your enterprise. Benefit from flexible credit limits, detailed expense tracking, and exclusive rewards tailored to your business needs. With robust security measures and a streamlined application process, managing your company's finances has never been smoother.

See Business Credit Cards

Help Me Choose a Card! Not sure what card is right for you?
Click here to see which card might fit your needs and goals.

Already a Card Holder?

LOGIN TO YOUR COLLABRIA ACCOUNT

Quickly, easily and securely access your Visa account information, current balance, transaction history and more with your 24/7 online account.

GO TO MYCARDINFO 

Your everyday spend just got more rewarding!

Sign up for a new card and receive up to 15,000 Welcome Points. Redeem for your choice of gift cards, experiences or cash rewards of up to $150 in the form of a statement credit. So, what are you waiting for? Don’t miss out on this offer!

How to apply:

  • Apply for a credit card online. Click the ‘All Cards’ tab located at the top of your page, Select ‘Personal Cards’ or ‘Business Cards’, Choose the eligible card of your choice, Select ‘Apply now’
  • Call Collabria directly at 1.855.341.4643
  • Visit your local Luminus Financial branch to start your application
To view which cards are eligible for this offer, review the Terms and Conditions, click here.



Collabria Financial Services Inc. (“Collabria”) is an independent entity from Luminus Financial with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.