The First Step

Thinking about buying a new home or switching your mortgage, but don’t know where to start? Luminus Financial can help.

Our pre-approval process will take the guesswork out of home hunting by assessing your financial situation and figuring out what works for your life. You can apply for a pre-approval by telephone during business hours or online anytime, and your pre-approved interest rate is guaranteed for 120 days. Apply online.

Pre-approval is the first step, but there are many others. Download the helpful Luminus Financial Home Hunting Guide here. It contains tips and tricks for finding a realtor, making an offer and getting a mortgage. There’s also a checklist to help you figure out what to bring with you on your search.

Looking for more information about our mortgages? Click here.

Whatever your plans, we’ll work around your schedule. You can contact us by telephone during business hours or online at any time.