Get the money you need to do the things you want

Sometimes a personal loan makes the most financial sense. A loan can boost your credit, finance a dream, or provide the financial wiggle room you need to move forward. No matter what you need a personal loan for, we’re here to help make sure you find the loan that fits your unique financial goals. Whether you’re looking for a line of credit, a car loan or just want to fund a trip around the world, there's no need to put off until tomorrow what is possible today.

Personal loans can help you:

• Furnish or renovate your home
• Take a once in a lifetime vacation
• Refinance or consolidate debt
• Go back to college or take classes
• Save money on paying taxes
• Launch a small business
• Boost your credit score
• Invest in the future

Luminus personal car loans:

• Once you've found a car, we help finance it
• Purchase a new or used vehicle
• Competitive rates and great terms

Features of Luminus personal loans:

• Customized loans to fit your needs
• Up to 5 years to pay back the loan
• Choose a fixed or variable interest rate
• Credit disability and critical illness insurance are available.

You choose a payment plan that's right for you:

• You decide when you make repayments (i.e. weekly, bi-weekly, semi-monthly or monthly)
• Payroll deductions or direct debit can be automated
• Know exactly when your loan will be paid off
• Manage your loan online

If you're thinking about getting a personal loan, we are more than happy to talk you through your options. Email inquiries@luminusfinancial.com or call into our Financial Hub. You can also call our Loan Specialists at 416.366.5534 to set up an appointment or get pre-approved now.